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Todd Baldwin - 3 Avery Heilbron - 2 Ali - 2 Josh Lupo - 2 it's - 2 you'll - 1 Steven Keys - 1 Lauren - 1
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Search resuls for: "Todd Baldwin"


21 mentions found


☆ 'Super savers' are spending little to no money on housing to free up extra cash. Here are 3 strategies they use to lower their rent or mortgage payments.
  + stars: | 2024-02-29 | by ( Kathleen Elkins | ) www.businessinsider.com   time to read: +5 min
Heilbron, along with other "super savers" — individuals who save more than half of their incomes — have found creative ways to lower (or eliminate) the biggest expense Americans face: housing. US Bureau of Labor StatisticsHere's how the experts save on rent or mortgage payments, listed in order of simplicity. Courtesy of Karina MejiaIf you can live with family, that's another way to save on housing. But, especially if you're based out of a major city, the further you go away from the city center, the more affordable space you're going to find. While it is perhaps the most effective way to lower housing costs, it is also the most complex in that it requires owning a home.
Persons: you'll, Avery Heilbron, Steven Keys, Lauren, Karina Mejia, Ali, Josh Lupo, Todd Baldwin Organizations: Business, Consumer, Bureau of Labor Statistics, of Labor Statistics Here's Locations: Boston, Augusta, San Francisco, Orlando, New York, Seattle
☆ A 36-year-old real estate investor who owns hundreds of units acquired his first property months after graduating college. He shares the strategy he used to live for free in his first home.
  + stars: | 2023-10-12 | by ( Kathleen Elkins | ) www.businessinsider.com   time to read: +6 min
As a college senior in 2010, Ricky Beliveau wrote a paper about how to invest in multi-family real estate. Six months after graduating, he used his capstone project as a blueprint to actually purchase a multi-family unit himself. He quit his day job in 2015 to go all-in on real estate. Today, at 36, he runs several real-estate related businesses, including Volnay Capital and EVO Real Estate Group. Consider what real estate investor Todd Baldwin did at the beginning of his career.
Persons: Ricky Beliveau, —, she'd, Beliveau, he'd, Todd Baldwin, Baldwin, it's Organizations: Northeastern University, Volnay Capital, EVO Real Estate Group Locations: Boston, Seattle , Washington
☆ 5 real-estate investors who 'house hacked' to afford their first properties explain how the strategy works and can help anyone build wealth
  + stars: | 2023-08-14 | by ( Business Insider | ) www.businessinsider.com   time to read: +7 min
If you're looking to get into real estate, house hacking is a strategy worth considering. Insider spoke to investors who used house hacking to get their start and build equity quicker. One strategy that first-time homebuyers looking to break into the market could consider is called "house hacking." Here are five individuals who used house hacking to get their start and build equity quicker while lowering their overall risk. He was bringing in $3,600 per month in rental income, which more than covered his $3,300 mortgage payment.
Persons: it's, Peter Keane, Rivera, Rivera Peter Keane, Keane, Todd Baldwin, Todd Baldwin Seattle, Avery Heilbron, Heilbron, Ali, Josh Lupo, Josh Lupo Ali, they'd, Josh Organizations: Service Locations: Wall, Silicon, America, Seattle, Boston, New York
☆ 31-year-old self-made millionaire: How to get started in real estate investing
  + stars: | 2023-05-21 | by ( Kamaron Mcnair | In Kamaronmcnair | ) www.cnbc.com   time to read: +2 min
The 31-year-old grew his net worth to over $4 million through smart real estate investing (and a few frugal habits). Here's Baldwin's top two pieces of advice for beginning to build wealth through real estate. Before you buy property: Get your finances in orderThe first step to getting into real estate investing is figuring out how you're going to pay for it. Putting everyday purchases on a credit card and immediately paying it off can help you build credit for the first time or improve your existing score, he says. "Just put your regular expenses on [your credit card] and eventually, you'll build credit."
☆ 2 expenses that are worth it to this 31-year-old self-made millionaire—and what he refuses to spend money on
  + stars: | 2023-05-17 | by ( Kamaron Mcnair | In Kamaronmcnair | ) www.cnbc.com   time to read: +2 min
By his 30th birthday, Todd Baldwin was a self-made millionaire. One of the key factors that helped him get there: a frugal lifestyle. Another portion of Baldwin's wealth could be attributed to "house hacking," which can take a number of forms. Today, the couple still lives somewhat frugally, but a number of things have changed. When CNBC Make It spoke with Baldwin back in 2020, he said invested almost all of his earnings back into his real estate business.
☆ A freelancer who is financially independent from his real estate portfolio shares the 'pyramid model' that helps him decide how to invest his money
  + stars: | 2023-04-23 | by ( Kathleen Elkins | ) www.businessinsider.com   time to read: +6 min
Atif Afzal has built wealth and created financial independence via real estate investing, but it's not the only place he puts his money. Real estate is the lowest risk for me because traditionally it has always grown." Despite his success as a real estate investor, he's invested in other types of assets, including cryptocurrency and the stock market. Why real estate is at the base of the pyramidFor Afzal, investing most of his money into real estate means "adopting a conservative approach," he said. Seattle-based real estate investor and self-made millionaire Todd Baldwin similarly believes that real estate investing is the most tried-and-true way to generate wealth.
☆ After interviewing dozens of real estate investors, I've learned that it's more affordable to become one than you may think. The one strategy that many of them use to afford their first property is ca
  + stars: | 2023-03-24 | by ( Kathleen Elkins | ) www.businessinsider.com   time to read: +7 min
Buying real estate can be a daunting and expensive process, but it's not impossible. A handful of successful real estate investors afforded their first property by "house hacking." A couple with a combined $100,000 in debt and social-worker salaries explained to me how buying real estate actually helped them pay down their debt. "It's the most inexpensive way to buy real estate," 28-year-old property owner Avery Heilbron, who afforded his first property by house hacking, told Insider. The aforementioned couple who got into real estate investing despite six-figures worth of debt also did so by house hacking.
☆ A 30-year-old self-made millionaire shares 4 investing principles to follow in 2023
  + stars: | 2023-01-05 | by ( Kathleen Elkins | ) www.businessinsider.com   time to read: +5 min
He shares four investing principles that anyone can follow in 2023 to build wealth. He earned enough from his salary plus commissions to start investing in real estate in his early 20s. While real estate may always be his bread and butter, he also invests in the stock market. The self-made millionaire shared four investing principles that anyone can follow in 2023 to build wealth. This principle can also be applied to real estate investing.
☆ 8 'super savers,' early retirees, and money experts share their 'recession-proof' strategies and other top money advice as we head into 2023
  + stars: | 2022-12-25 | by ( Kathleen Elkins | ) www.businessinsider.com   time to read: +12 min
One expert wants people to know that the stock market is just one way of many to invest. Beef up your emergency fundNew Hampshire-based real estate investor Matt "Lumberjack Landlord" and his family. For him, that means investing in real estate, which he's been doing since he was 23 years old. "If you take your money and buy real estate, you'll never make 30 times or even five times your money in one day. Get creative when it comes to financing your investmentsSeattle-based real estate investor and co-founder of Evergreen Housing Network Ludomir Wanot.
☆ CNBC Make It: Your Money livestream with Ramit Sethi, Kevin O'Leary
  + stars: | 2022-12-14 | by ( ) www.cnbc.com   time to read: 1 min
The inaugural CNBC Make It: Your Money virtual event streamed on Dec. 13. The event featured several successful entrepreneurs and financial icons who offered advice about increasing your earning power. Watch the video above for tips on how to negotiate a higher salary from self-made millionaire Ramit Sethi. Don't miss top takeaways from a panel of millennial entrepreneurs (Michelle Schroeder-Gardner, Todd Baldwin and Grace Torres) who have grown their creative side hustles into six-figure businesses. Finally, hear from Kevin O'Leary, host of CNBC's "Money Court," on how to negotiate a higher salary.
☆ 4 real estate investors explain how their investing strategies have shifted, why they're still buying property right now, and their advice for beginners
  + stars: | 2022-11-19 | by ( Kathleen Elkins | ) www.businessinsider.com   time to read: +8 min
Veteran real estate investors agree that now is an excellent time to expand your property portfolio. Veteran real estate investors agree that now is an excellent time to expand your property portfolio if you have the means. Mike Zuber is 'ecstatic for what's coming' and writing 'aggressive offers' twice a weekReal estate investor Michael Zuber and his family. Matt 'the Lumberjack Landlord' is preparing for rent delinquencies and a market correctionNew Hampshire-based real estate investor Matt "the Lumberjack Landlord" and his family. Courtesy of Matt and AshleyOne veteran real estate investor is gearing up for rough economic times and a potential 2023 recession.
☆ Midterms could be a 'game changer' for stocks - and experts see big upside for the S&P 500 this election cycle.
  + stars: | 2022-11-08 | by ( Phil Rosen | ) www.businessinsider.com   time to read: +6 min
Whether or not this means Democrats hold onto their majority or Republicans claim victory in today's elections is still an open question. Early voters cast their ballots in Atlanta, Georgia in the 2018 midterm elections in October. If Republicans gain seats in today's midterm elections, the thinking is that Democrats would have a harder time passing aggressive fiscal spending plans. What's your view on how a Democrat or Republican victory in today's midterm elections impacts the stock market? Goldman Sachs named which stocks to buy now that can help you capitalize on gains during Tuesday's midterm elections.
☆ A Seattle-based real estate investor who has 'never lost money on a deal' explains exactly what he's looking for when buying property. 'I say no to 99.5% of deals.'
  + stars: | 2022-11-05 | by ( Kathleen Elkins | ) www.businessinsider.com   time to read: +5 min
Seattle-based real estate investor Todd Baldwin is picky when it comes to selecting properties to buy. "It's not because I'm afraid of the market or because I'm bearish on real estate," he emphasized. It's worth noting that multi-family properties aren't prevalent everywhere. That's what Baldwin did with most of the single-family properties he's owned over the years. If it's a house I'm renting out by the bedroom, I want one parking spot for every rentable bedroom.
☆ Housing isn't getting any cheaper. But an expensive mortgage is not the only thing making homes so unaffordable.
  + stars: | 2022-11-04 | by ( Phil Rosen | ) www.businessinsider.com   time to read: +6 min
Everyone's talking about how the Fed's rate hikes have sent mortgage rates skyrocketing. But even as mortgage rates have climbed above 7%, my colleague Alcynna Lloyd and I report that there's more to the story. The general gist is that the surge in home prices — fueled by the low rates of the pandemic era — hasn't come down as fast as mortgage rates have come up. There's a saying, "all real estate is local." This self-made millionaire who made his money investing in real estate isn't interested in taking out a mortgage right now.
☆ A real estate investor has brought in $1 million on 5 wholesale deals in 2022. He explains what wholesaling is and how to make money doing it.
  + stars: | 2022-11-03 | by ( Kathleen Elkins | ) www.businessinsider.com   time to read: +12 min
At 28, he became a multi-millionaire and felt comfortable leaving his 9-to-5 to double down on real estate. Today, the 30-year-old investor makes the majority of his money from real estate wholesaling. How to start real estate wholesaling in 4 stepsIf you want to give wholesaling a shot, it's possible to do so on a smaller scale. His favorite wholesaling books include: "The Real Estate Wholesaling Bible," "If You Can't Wholesale After This: I've Got Nothing For You," and "The Best Wholesaling Book Ever." Do a Google search to find a community in your zip code and start attending local real estate meet-ups.
☆ A self-made millionaire who made his money investing in real estate isn't interested in taking out a mortgage right now: 'I'm not going pay more than 6% interest'
  + stars: | 2022-11-03 | by ( Kathleen Elkins | ) www.businessinsider.com   time to read: +5 min
Property investor Todd Baldwin isn't interested in getting a mortgage right now due to high rates. The millionaire is in the unique situation where he can pay in cash if the right deal comes around. "If the deal is over 6%, I'm going to pay cash and hopefully get a discount." With the interest rates where they are now, "I can still make money," he explained, "but my margin of error is a lot thinner. Baldwin understands that not everyone can simply pay cash if they want to invest right now.
☆ How to achieve financial freedom, according to 11 couples and individuals under 40 who've done it
  + stars: | 2022-09-26 | by ( Business Insider | ) www.businessinsider.com   time to read: +15 min
For many people, financial freedom means being able to retire early and work only by choice. He believes that real estate is the most tried-and-true way to build wealth, but he also invests in the stock market. If you want to achieve financial freedom and retire early, put in the hours, he advised. "As long as you can live within your means, and you understand your basic necessities, then it's very possible to create financial freedom." "Entrepreneurship has really accelerated our own path to financial freedom, which I would say we have achieved."
☆ How to build wealth from real estate investing, according to 7 couples and individuals who have done it
  + stars: | 2022-09-23 | by ( Business Insider | ) www.businessinsider.com   time to read: +10 min
With patience and the right strategies, real estate investing can be a path to financial freedom. Several people who have used real estate to build wealth told us how they got started. Insider spoke to individuals, including Zuber, who have used real estate as a tool to build long-term wealth. When he was in high school, "I found online that 90% of all millionaires became so through owning real estate." From that point on, he decided that real estate would one day be his path to wealth.
☆ 'Super savers' share 7 strategies they use to save more than half of their income
  + stars: | 2022-06-21 | by ( Kathleen Elkins | ) www.businessinsider.com   time to read: +10 min
'Super savers' who save more than 50% of their income track their spending and set specific goals. They also focus on increasing their income so they have more money to save. Insider rounded up seven savings tactics from "super savers," or people who are setting aside more than 50% of their income, to help you keep more of what you make. Focus on cutting the other 2 major expenses: food and transportationSuper savers will often focus on cutting "the big three expenses": housing, food, and transportation. If you're trying to save money on transportation, use public transit to get around if it's available in your area.
☆ Millionaire earning six figures spends just $25 a month on food by 'secret shopping'—here's how it works
  + stars: | 2020-03-11 | by ( Kathleen Elkins | ) www.cnbc.com   time to read: +2 min
"Those companies will hire mystery shopping firms to find independent contractors like me to go pose at their establishment as a regular customer, buy the product or service and then report on it." Thanks to secret shopping, Baldwin spends just about $25 a month on food: "90 to 95% of our restaurant budget is covered by mystery shopping," he says. "Every once in a while, we'll want to go somewhere a little bit more exotic that doesn't have a mystery shopping program." That wasn't typical, though: Expect to get paid closer to $35 for mystery shopping at grocery stores, he says. To be clear, "secret shopping is not how I got rich," Baldwin says in a secret shopping explainer video on his YouTube channel.
☆ Millennial millionaire who saves 80% of his income refuses to spend on 2 things
  + stars: | 2020-03-01 | by ( Kathleen Elkins | ) www.cnbc.com   time to read: +2 min
Todd Baldwin's net worth crossed $1 million when he was 25. "Although our net worth is seven figures, we don't do a lot of the typical things that most people envision millionaires doing. Although our net worth is seven figures, we don't do a lot of the typical things that most people envision millionaires doing. As of 2020, he had made about $30,000 since he started mystery shopping in college. Thanks to secret shopping, Baldwin and his wife spent about $25 a month on food as of 2020.
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